How it works
Customer Support
  • Workdays: 9:00 - 18:00 CET
  • Weekend: Closed

What is P2B Finance?

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P2B Finance is a new crowd-investing platform that offers radically new investment projects than we are used to. Our project provides investors with opportunities to invest in projects secured by real estate. The process of investing fundraising is implemented simply and takes care of the investments of its users until they exit.



How did the idea of this business?

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Deposit rates in EU banks are rapidly declining for quite a long time and many customers are looking for alternatives to bank deposits. At the same time getting a loan is quite difficult and time consuming. In 2014, we had the idea to bring both parties to the P2B Finance portal and provide them with services for the professional execution of the transaction and its support.



How does it work?

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There are three parties - P2B Fiannce, investors and borrowers. Borrowers are looking to get money, investors want to make money. P2B Ffinance helps investors select the best deals, assess potential returns, execute documents and close deals. Previously, investors spent time and money on this. Now P2B Finance does it for free and quickly online. It is important that investors enter into transactions directly with borrowers. The site is not a fund or a bank. P2B Finance is just the place where the deal is made.



What are the requirements for investors?

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The P2B Finance project is focused on the EU market. An investor may be an adult who has a permanent registration address in a country of the EU.



How is the registration P2B Finance portal?

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The registration process is no different from the processes used by most online stores. The user must confirm their email address and fill out a form. The system is implemented in such a way as to exclude the possibility of user errors in the process of filling in the questionnaire data and when using the site for investment.



How to start investing?

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The client will be able to choose the appropriate project for investment after registration and replenishment of the account.



How does P2B Finance evaluate projects?

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Each investment project undergoes a selection process. The main stages of which is the assessment of the liquidity of the collateral, as well as the calculation of the project rating.



What is the minimum / maximum possible investment amount?

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EUR 10 - the minimum amount of investment in any of the projects presented on the portal. The maximum amount of client investment in each of the projects is limited to EUR 5000. This limitation of the system is caused by our customer care and we strive to minimize the possible risks of loss.



Can I invest in multiple projects?

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Investors have the opportunity to finance any applications posted on the portal P2B Finance, of course. For example, investors can distribute investment on the P2B Finance site among as many projects as possible. Thus, even in case of failure of some projects, others can provide you with a return on investment and capital growth. Moreover, the investor should not be psychologically attached to one project. Distributing investments among several projects can reduce the risk of potential losses.



What happens after making an invesment?

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An investment portfolio will appear on your account. After this, you only have to wait for the end of the project. After the end of the project, the sum that you invested plus the interest income will be returned to you. Investors do not have to pay fees for investing.



What happens if the project does not collect the required amount?

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All investments are returned to the investors' accounts in the P2B Finance system in case the project does not collect the required amount.



What is the purpose of raising funds by borrowers?

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The borrower indicates the purpose of the loan in each application.



Is it possible to terminate the investment agreement ahead of time?

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The contract does not provide for the possibility of an early return of the invested funds.



How to withdraw funds?

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The client can withdraw funds from his account in P2B Finance at any time. Please, use the "Withdraw funds" item in your personal account for this. The request will be processed within 2 business days.



What fees does P2B Finance charge for its services?

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All P2B Finance services are free to investors: we do not charge any fees for investment payments and platform use. Borrowers pay a fee for the organization and maintenance of the loan. On average, the fee for a borrower is approximately 3% of the loan amount raised through the P2B Finance platform.



Does investor risk investing in any of the projects?

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Please note that investments on the P2B Finance portal have high risks! Please invest in projects presented on the P2B Finance portal a small part of your free capital. Most of the money is recommended to invest in safer and more liquid financial assets.



What happens if the borrower cannot return the funds?

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The P2B Finance staff will contact the borrower for a detailed situation if the overdue payment reaches 5 days. All loans are secured by real estate collateral, the implementation of which, with high probability, guarantees the return of the loan amount. Note that there is a possibility that the overall profitability of the project in this unfavorable case may be lower than originally planned.



How is the security of clients' money ensured?

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The contract states that the investor’s money is not the assets of P2B Finance and is managed separately from its assets. All funds transferred by investors to their P2B Finance accounts are kept safe in a separate bank account. The investor has the opportunity at any time to transfer their funds, back to your bank account.



How does P2B Finance manage my funds?

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P2B Finance does not use customer funds. All investments are made only on the basis of customer orders.



What are P2B Finance obligations towards its clients?

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All P2B Finance obligations towards its members are defined in the Terms and Conditions agreement. P2B Finance makes every effort to ensure the information on each published investment opportunity would be accurate, specific and adequate for making a proficient investment decision. If the investment opportunity is fully funded, P2B Finance executes the investment on previously published terms and monitors it until the exit process has been finished. P2B Finance collects any revenue earned during the investment period and distributes it proportionally between the participating investors.



What are my obligations as P2B Finance user?

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P2B Finance users are obliged to provide P2B Finance with accurate and up to date personal and contact information and be able to prove the origin of invested funds. A user is obliged to get acquainted with contracts is going to sign. As investors, P2B Finance users are expected to make independent and prudent investment decisions.



Customer Support
  • Workdays: 9:00 - 18:00 CET
  • Weekend: Closed