Risk warning

1. Crowdfunding investments offer great opportunities, but they are risk investments. In the worst case, the entire investment amount may be lost, so crowdfunding investments are unsuitable for retirement plans. However, there is no obligation to make further contributions. Investors can minimize the risk by splitting their investment amount between several equity-based crowdfunding projects rather than investing all of it in a single equity-based crowdfunding project. Professional investors often follow this strategy because it causes the risk to be distributed among several investments. In this way, successful investments can balance other less successful investments;

2. P2B FINANCE LTD does not provide investment counseling or any other kind of counseling. No information or consultancy contract is concluded. P2B FINANCE LTD is not obliged to provide information about ongoing developments within the equity-based crowdfunding project;

3. If the company becomes insolvent, the claims of the Lenders will be satisfied from the assets in the insolvency;

4. P2B FINANCE LTD is convinced by the idea and the team of the equity-based crowdfunding projects presented on the website. The information on the equity-based crowdfunding projects published on the p2b.finance (www.p2b.finance) website is provided solely by the equity-based crowdfunding projects. P2B FINANCE LTD does not check the plausibility of the data provided by the equity-based crowdfunding project or the profitability of the equity-based crowdfunding project;

5. The information on the companies published on the p2b.finance (www.p2b.finance) website is provided solely by the companies. The projections made by the companies do not guarantee successful development of the company in the future. Consequently, crowdfunding investments are only suitable for investors who can cope with the risk of a total loss of the capital invested. All investors make their own independent investment decisions and bear any risks themselves;

6. Participation in an equity-based crowdfunding project is a rare opportunity. Thus, there is only a limited market for participations in equity-based crowdfunding projects. Because of the lack of an appropriate market, the sale of participations in equity-based crowdfunding projects is possible only to a limited extent;

7. It is the responsibility solely of the Customer to decide whether to invest in equity-based crowdfunding projects by means of the p2b.finance (www.p2b.finance) website and in which equity-based crowdfunding project to invest. The information available on the p2b.finance (www.p2b.finance) website does not constitute a consultancy service of P2B FINANCE LTD and it cannot replace professional advice. Consequently, P2B FINANCE LTD recommends that Customers inform themselves about the legal, economic, and tax-related consequences of purchasing a participation before the investment in an equity-based crowdfunding project and during the holding period if necessary. Each purchase of a participation may lead to the loss of the entire investment amount. Therefore, Customer should only invest money whose potential loss they can bear;